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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,914 | $43,730-33.9% | $121,220-76.1% | $64,173-54.9% |
| Participation rate | 100.0% | 58.3%+41.7pp | 71.8%+28.2pp | 69.6%+30.4pp |
| Annual return | -11.36% | 68.94%-80.3pp | 16.94%-28.3pp | 7.63%-19.0pp |
| Employer contribution / active EE | $7,070 | $1,297+445.2% | $4,023+75.8% | $2,381+196.9% |
| Participant deferral / active EE | $8,996 | $2,281+294.5% | $3,345+168.9% | $3,470+159.3% |
| Admin fee / account holder | $1,198 | $3,502-65.8% | $5,021-76.1% | $4,887-75.5% |