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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,327 | $68,398-19.1% | $94,664-41.6% | $75,173-26.4% |
| Participation rate | 68.8% | 76.1%-7.2pp | 80.8%-12.0pp | 67.2%+1.6pp |
| Annual return | 21.08% | 616.72%-595.6pp | 156.84%-135.8pp | 160.72%-139.6pp |
| Employer contribution / active EE | $3,705 | $2,701+37.2% | $3,673+0.9% | $2,671+38.7% |
| Participant deferral / active EE | $7,016 | $6,537+7.3% | $7,417-5.4% | $4,126+70.0% |
| Admin fee / account holder | $4,570 | $5,324-14.2% | $7,222-36.7% | $5,651-19.1% |