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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,852 | $106,280-43.7% | $96,538-38.0% | $139,487-57.1% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 16.50% | 38.48%-22.0pp | 35.74%-19.2pp | 373.84%-357.3pp |
| Employer contribution / active EE | $2,869 | $4,107-30.1% | $3,740-23.3% | $4,755-39.7% |
| Participant deferral / active EE | $7,930 | $5,457+45.3% | $4,880+62.5% | $6,713+18.1% |
| Admin fee / account holder | $75 | $7,888-99.0% | $6,737-98.9% | $11,407-99.3% |