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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,332 | $157,296-52.1% | $141,191-46.6% | $152,897-50.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 45.32% | 64.34%-19.0pp | 71.41%-26.1pp | 345.43%-300.1pp |
| Employer contribution / active EE | $6,116 | $5,262+16.2% | $4,736+29.1% | $4,764+28.4% |
| Participant deferral / active EE | $7,971 | $7,111+12.1% | $6,710+18.8% | $5,851+36.2% |
| Admin fee / account holder | $9,236 | $12,125-23.8% | $10,264-10.0% | $11,599-20.4% |