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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,167 | $176,120+4.6% | $159,487+15.5% | $167,553+9.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.29% | 331.95%-316.7pp | 263.71%-248.4pp | 478.89%-463.6pp |
| Employer contribution / active EE | $4,343 | $5,299-18.1% | $4,831-10.1% | $4,840-10.3% |
| Participant deferral / active EE | $24,950 | $7,752+221.9% | $7,354+239.3% | $6,343+293.4% |
| Admin fee / account holder | $11,764 | $12,561-6.3% | $10,804+8.9% | $12,316-4.5% |