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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,285 | $93,124-54.6% | $77,100-45.2% | $134,545-68.6% |
| Participation rate | 50.0% | 74.5%-24.5pp | 67.9%-17.9pp | 81.2%-31.2pp |
| Annual return | -16.00% | 62.68%-78.7pp | 42.35%-58.4pp | 418.37%-434.4pp |
| Employer contribution / active EE | $1,597 | $3,421-53.3% | $2,815-43.3% | $4,742-66.3% |
| Participant deferral / active EE | $4,242 | $5,242-19.1% | $4,430-4.2% | $6,401-33.7% |
| Admin fee / account holder | $1,643 | $6,970-76.4% | $5,443-69.8% | $11,431-85.6% |