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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,250 | $165,399-44.8% | $149,745-39.1% | $158,982-42.6% |
| Participation rate | 62.5% | 84.6%-22.1pp | 82.5%-20.0pp | 82.0%-19.5pp |
| Annual return | 15.64% | 348.34%-332.7pp | 276.72%-261.1pp | 302.99%-287.4pp |
| Employer contribution / active EE | $1,412 | $5,105-72.3% | $4,646-69.6% | $4,763-70.4% |
| Participant deferral / active EE | $4,756 | $7,183-33.8% | $6,843-30.5% | $5,983-20.5% |
| Admin fee / account holder | $16,347 | $10,811+51.2% | $9,312+75.6% | $11,252+45.3% |