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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,301 | $93,598+52.0% | $135,974+4.7% | $75,173+89.3% |
| Participation rate | 67.9% | 75.2%-7.3pp | 81.9%-14.1pp | 67.2%+0.7pp |
| Annual return | 16.73% | 30.89%-14.2pp | 68.30%-51.6pp | 160.72%-144.0pp |
| Employer contribution / active EE | $3,514 | $3,538-0.7% | $4,859-27.7% | $2,671+31.6% |
| Participant deferral / active EE | $8,701 | $6,405+35.8% | $7,760+12.1% | $4,126+110.9% |
| Admin fee / account holder | $2,482 | $6,978-64.4% | $10,767-76.9% | $5,651-56.1% |