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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,521 | $106,749+81.3% | $145,433+33.1% | $82,448+134.7% |
| Participation rate | 65.5% | 75.6%-10.1pp | 82.1%-16.6pp | 68.1%-2.6pp |
| Annual return | 16.12% | 27.59%-11.5pp | 66.58%-50.5pp | 41.64%-25.5pp |
| Employer contribution / active EE | $2,916 | $3,444-15.4% | $4,554-36.0% | $2,551+14.3% |
| Participant deferral / active EE | $6,282 | $6,519-3.6% | $7,897-20.5% | $4,139+51.8% |
| Admin fee / account holder | $32,478 | $8,390+287.1% | $13,129+147.4% | $7,234+348.9% |