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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,938 | $105,210-28.8% | $159,487-53.0% | $85,851-12.7% |
| Participation rate | 27.0% | 75.8%-48.8pp | 82.8%-55.8pp | 69.3%-42.3pp |
| Annual return | 23.77% | 45.08%-21.3pp | 263.71%-239.9pp | 318.63%-294.9pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $8,312 | $5,946+39.8% | $7,354+13.0% | $3,952+110.3% |
| Admin fee / account holder | $122,989 | $6,934+1673.6% | $10,804+1038.4% | $6,261+1864.4% |