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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,383 | $185,312-52.3% | $161,489-45.3% | $154,746-42.9% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 11.82% | 103.84%-92.0pp | 89.72%-77.9pp | 172.34%-160.5pp |
| Employer contribution / active EE | $6,432 | $4,769+34.9% | $4,268+50.7% | $4,379+46.9% |
| Participant deferral / active EE | $14,931 | $6,350+135.1% | $5,630+165.2% | $6,730+121.8% |
| Admin fee / account holder | $13,247 | $18,654-29.0% | $16,006-17.2% | $14,365-7.8% |