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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,195 | $121,701-73.5% | $104,639-69.2% | $158,982-79.7% |
| Participation rate | 73.9% | 77.5%-3.6pp | 74.1%-0.2pp | 82.0%-8.1pp |
| Annual return | 21.84% | 465.72%-443.9pp | 340.67%-318.8pp | 302.99%-281.1pp |
| Employer contribution / active EE | $16,076 | $3,165+407.9% | $2,682+499.4% | $4,763+237.5% |
| Participant deferral / active EE | $8,661 | $4,176+107.4% | $3,738+131.7% | $5,983+44.7% |
| Admin fee / account holder | $2,148 | $7,778-72.4% | $6,465-66.8% | $11,252-80.9% |