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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,143 | $160,028-86.2% | $147,080-84.9% | $145,884-84.8% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 15.22% | 98.60%-83.4pp | 420.17%-404.9pp | 551.85%-536.6pp |
| Employer contribution / active EE | $1,207 | $5,286-77.2% | $4,933-75.5% | $4,662-74.1% |
| Participant deferral / active EE | $4,873 | $8,422-42.1% | $8,066-39.6% | $6,690-27.2% |
| Admin fee / account holder | $486 | $15,030-96.8% | $12,989-96.3% | $13,392-96.4% |