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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,350 | $100,073-67.7% | $85,126-62.0% | $145,877-77.8% |
| Participation rate | 23.8% | 74.1%-50.3pp | 67.5%-43.7pp | 80.3%-56.5pp |
| Annual return | 14.55% | 84.11%-69.6pp | 66.63%-52.1pp | 551.28%-536.7pp |
| Employer contribution / active EE | $1,130 | $3,236-65.1% | $2,731-58.6% | $4,663-75.8% |
| Participant deferral / active EE | $2,680 | $5,294-49.4% | $4,523-40.8% | $6,691-59.9% |
| Admin fee / account holder | $640 | $7,261-91.2% | $6,160-89.6% | $13,402-95.2% |