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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,520 | $100,938-68.8% | $90,461-65.2% | $158,982-80.2% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | -10.40% | 1727.20%-1737.6pp | 1294.76%-1305.2pp | 302.99%-313.4pp |
| Employer contribution / active EE | $1,446 | $3,691-60.8% | $3,264-55.7% | $4,763-69.6% |
| Participant deferral / active EE | $2,980 | $4,350-31.5% | $3,964-24.8% | $5,983-50.2% |
| Admin fee / account holder | $1,788 | $6,510-72.5% | $5,617-68.2% | $11,252-84.1% |