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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,851 | $54,355+74.5% | $82,744+14.6% | $68,486+38.5% |
| Participation rate | 67.9% | 63.9%+3.9pp | 72.6%-4.7pp | 67.9%0pp |
| Annual return | -17.98% | -13.67%-4.3pp | 702.22%-720.2pp | -7.85%-10.1pp |
| Employer contribution / active EE | $4,006 | $2,219+80.5% | $3,008+33.2% | $2,597+54.3% |
| Participant deferral / active EE | $3,587 | $3,246+10.5% | $4,395-18.4% | $4,028-10.9% |
| Admin fee / account holder | $3,118 | $4,397-29.1% | $5,325-41.4% | $5,404-42.3% |