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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,358 | $181,896-91.6% | $156,551-90.2% | $273,972-94.4% |
| Participation rate | 83.3% | 88.4%-5.1pp | 84.0%-0.7pp | 83.0%+0.3pp |
| Annual return | 0.00% | 30.74%-30.7pp | 32.23%-32.2pp | 41.46%-41.5pp |
| Employer contribution / active EE | $10,471 | $6,248+67.6% | $5,501+90.3% | $4,869+115.1% |
| Participant deferral / active EE | $4,264 | $5,550-23.2% | $4,871-12.5% | $5,287-19.4% |
| Admin fee / account holder | $361 | $15,560-97.7% | $13,028-97.2% | $10,133-96.4% |