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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,743 | $107,421-8.1% | $182,262-45.8% | $94,015+5.0% |
| Participation rate | 79.3% | 77.8%+1.5pp | 84.2%-4.9pp | 70.8%+8.5pp |
| Annual return | 19.58% | 21.32%-1.7pp | 140.60%-121.0pp | 17.84%+1.7pp |
| Employer contribution / active EE | $834 | $3,448-75.8% | $5,046-83.5% | $2,790-70.1% |
| Participant deferral / active EE | $9,670 | $6,558+47.5% | $8,276+16.8% | $4,249+127.6% |
| Admin fee / account holder | $1,538 | $8,692-82.3% | $16,712-90.8% | $8,951-82.8% |