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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,233 | $148,629-81.0% | $135,982-79.2% | $139,487-79.8% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 13.13% | 79.33%-66.2pp | 68.32%-55.2pp | 373.84%-360.7pp |
| Employer contribution / active EE | $2,174 | $5,247-58.6% | $4,859-55.3% | $4,755-54.3% |
| Participant deferral / active EE | $8,040 | $8,102-0.8% | $7,760+3.6% | $6,713+19.8% |
| Admin fee / account holder | $1,098 | $12,406-91.2% | $10,767-89.8% | $11,407-90.4% |