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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | -$9,242 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,008 | $89,282-7.0% | $94,672-12.3% | $74,473+11.5% |
| Participation rate | 94.2% | 82.4%+11.8pp | 80.8%+13.4pp | 70.7%+23.5pp |
| Annual return | 17.77% | 25.96%-8.2pp | 156.89%-139.1pp | 34.36%-16.6pp |
| Employer contribution / active EE | $599 | $3,022-80.2% | $3,673-83.7% | $2,638-77.3% |
| Participant deferral / active EE | $6,205 | $8,425-26.3% | $7,417-16.3% | $4,530+37.0% |
| Admin fee / account holder | -$15 | $219-106.9% | $7,222-100.2% | $347-104.4% |