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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $44,816 |
BKS RETIREMENT SERVICES2 years Service code 99 · EIN 84-1921272 | Other Fees | $22,516 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,886 | $91,474-42.2% | $135,982-61.1% | $71,529-26.1% |
| Participation rate | 96.4% | 75.7%+20.8pp | 81.9%+14.5pp | 67.9%+28.5pp |
| Annual return | 25.42% | 29.89%-4.5pp | 68.32%-42.9pp | 28.97%-3.6pp |
| Employer contribution / active EE | $3,166 | $3,705-14.6% | $4,859-34.8% | $2,590+22.3% |
| Participant deferral / active EE | $6,787 | $7,095-4.3% | $7,760-12.5% | $4,291+58.2% |
| Admin fee / account holder | $316 | $1,267-75.1% | $10,767-97.1% | $1,588-80.1% |