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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,099 | $202,440-33.3% | $169,390-20.2% | $139,466-3.1% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 19.16% | 532.36%-513.2pp | 406.07%-386.9pp | 373.66%-354.5pp |
| Employer contribution / active EE | $0 | $4,693-100.0% | $4,013-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $24,321 | $6,940+250.4% | $6,222+290.9% | $6,712+262.4% |
| Admin fee / account holder | $754 | $10,722-93.0% | $9,015-91.6% | $11,409-93.4% |