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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,622 | $148,623-81.4% | $135,974-79.7% | $139,466-80.2% |
| Participation rate | 61.5% | 83.9%-22.3pp | 81.9%-20.4pp | 80.3%-18.8pp |
| Annual return | 18.43% | 79.30%-60.9pp | 68.30%-49.9pp | 373.66%-355.2pp |
| Employer contribution / active EE | $3,389 | $5,246-35.4% | $4,859-30.3% | $4,754-28.7% |
| Participant deferral / active EE | $5,813 | $8,103-28.3% | $7,760-25.1% | $6,712-13.4% |
| Admin fee / account holder | $6,909 | $12,406-44.3% | $10,767-35.8% | $11,409-39.4% |