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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,376 | $95,406-67.1% | $185,849-83.1% | $85,847-63.5% |
| Participation rate | 35.7% | 68.8%-33.1pp | 81.7%-46.0pp | 69.3%-33.6pp |
| Annual return | 17.46% | 23.59%-6.1pp | 122.10%-104.6pp | 318.61%-301.1pp |
| Employer contribution / active EE | $859 | $3,314-74.1% | $5,169-83.4% | $2,565-66.5% |
| Participant deferral / active EE | $2,815 | $3,424-17.8% | $5,569-49.5% | $3,952-28.8% |
| Admin fee / account holder | $1,858 | $7,214-74.3% | $16,244-88.6% | $6,261-70.3% |