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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,428 | $150,447+57.8% | $136,298+74.2% | $147,586+60.9% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 24.95% | 1049.15%-1024.2pp | 5156.27%-5131.3pp | 578.59%-553.6pp |
| Employer contribution / active EE | $4,900 | $5,256-6.8% | $4,696+4.4% | $4,876+0.5% |
| Participant deferral / active EE | $10,140 | $6,631+52.9% | $6,247+62.3% | $5,439+86.4% |
| Admin fee / account holder | $153 | $10,906-98.6% | $9,244-98.3% | $10,886-98.6% |