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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,867 | $96,419+0.5% | $80,648+20.1% | $139,487-30.6% |
| Participation rate | 83.3% | 73.6%+9.7pp | 67.0%+16.3pp | 80.3%+3.0pp |
| Annual return | 22.86% | 1352.86%-1330.0pp | 937.21%-914.4pp | 373.84%-351.0pp |
| Employer contribution / active EE | $4,501 | $3,261+38.0% | $2,724+65.3% | $4,755-5.3% |
| Participant deferral / active EE | $11,851 | $5,225+126.8% | $4,443+166.7% | $6,713+76.5% |
| Admin fee / account holder | $363 | $6,605-94.5% | $5,382-93.3% | $11,407-96.8% |