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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,989 | $160,059-5.0% | $140,019+8.5% | $135,380+12.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -0.14% | 911.48%-911.6pp | 651.17%-651.3pp | 519.81%-519.9pp |
| Employer contribution / active EE | $20,068 | $6,420+212.6% | $5,605+258.0% | $4,779+319.9% |
| Participant deferral / active EE | $11,730 | $7,641+53.5% | $6,927+69.3% | $5,609+109.1% |
| Admin fee / account holder | $3,877 | $13,328-70.9% | $10,705-63.8% | $10,828-64.2% |