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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,581 | $92,743-64.9% | $82,744-60.6% | $134,532-75.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -22.25% | 946.63%-968.9pp | 702.22%-724.5pp | 418.27%-440.5pp |
| Employer contribution / active EE | $6,184 | $3,273+89.0% | $3,008+105.6% | $4,741+30.4% |
| Participant deferral / active EE | $16,756 | $4,802+249.0% | $4,395+281.3% | $6,401+161.8% |
| Admin fee / account holder | $392 | $5,977-93.4% | $5,325-92.6% | $11,429-96.6% |