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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,581 | $92,684-64.8% | $82,706-60.6% | $134,509-75.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -22.25% | 945.84%-968.1pp | 701.76%-724.0pp | 418.13%-440.4pp |
| Employer contribution / active EE | $6,184 | $3,272+89.0% | $3,007+105.6% | $4,741+30.5% |
| Participant deferral / active EE | $16,756 | $4,800+249.1% | $4,394+281.4% | $6,400+161.8% |
| Admin fee / account holder | $392 | $5,982-93.4% | $5,329-92.6% | $11,427-96.6% |