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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,081 | $124,330-79.0% | $109,173-76.1% | $167,536-84.4% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 11.64% | 26.04%-14.4pp | 25.75%-14.1pp | 478.82%-467.2pp |
| Employer contribution / active EE | $10,016 | $4,209+138.0% | $3,723+169.0% | $4,839+107.0% |
| Participant deferral / active EE | $8,723 | $5,256+66.0% | $4,654+87.4% | $6,342+37.5% |
| Admin fee / account holder | $1,827 | $7,974-77.1% | $6,755-73.0% | $12,315-85.2% |