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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,232 | $88,815-46.8% | $81,882-42.3% | $145,897-67.6% |
| Participation rate | 84.6% | 75.1%+9.5pp | 72.4%+12.2pp | 80.3%+4.3pp |
| Annual return | 16.81% | 1033.75%-1016.9pp | 779.47%-762.7pp | 552.29%-535.5pp |
| Employer contribution / active EE | $2,396 | $3,086-22.4% | $2,916-17.8% | $4,663-48.6% |
| Participant deferral / active EE | $4,865 | $4,647+4.7% | $4,323+12.5% | $6,689-27.3% |
| Admin fee / account holder | $3,718 | $8,434-55.9% | $7,360-49.5% | $13,390-72.2% |