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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,204 | $72,071-9.5% | $68,368-4.6% | $137,256-52.5% |
| Participation rate | 68.8% | 76.2%-7.5pp | 73.8%-5.0pp | 80.0%-11.2pp |
| Annual return | 15.18% | 353.14%-338.0pp | 292.57%-277.4pp | 220.34%-205.2pp |
| Employer contribution / active EE | $1,947 | $2,788-30.2% | $2,649-26.5% | $4,156-53.2% |
| Participant deferral / active EE | $3,498 | $4,410-20.7% | $4,123-15.2% | $6,407-45.4% |
| Admin fee / account holder | $2,407 | $5,336-54.9% | $5,150-53.3% | $12,270-80.4% |