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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,074 | $211,288-85.3% | $178,540-82.6% | $145,884-78.7% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 16.69% | 30.27%-13.6pp | 27.15%-10.5pp | 551.85%-535.2pp |
| Employer contribution / active EE | $2,276 | $4,574-50.2% | $3,953-42.4% | $4,662-51.2% |
| Participant deferral / active EE | $5,040 | $6,967-27.7% | $6,281-19.8% | $6,690-24.7% |
| Admin fee / account holder | $428 | $12,105-96.5% | $10,424-95.9% | $13,392-96.8% |