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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,954 | $105,145-83.9% | $94,664-82.1% | $139,466-87.8% |
| Participation rate | 47.6% | 82.4%-34.7pp | 80.8%-33.2pp | 80.3%-32.7pp |
| Annual return | 20.54% | 38.09%-17.6pp | 156.84%-136.3pp | 373.66%-353.1pp |
| Employer contribution / active EE | $580 | $4,107-85.9% | $3,673-84.2% | $4,754-87.8% |
| Participant deferral / active EE | $3,646 | $7,599-52.0% | $7,417-50.8% | $6,712-45.7% |
| Admin fee / account holder | $1,983 | $8,972-77.9% | $7,222-72.5% | $11,409-82.6% |