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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,190 | $91,439-63.7% | $135,974-75.6% | $71,511-53.6% |
| Participation rate | 96.0% | 75.7%+20.3pp | 81.9%+14.1pp | 67.9%+28.1pp |
| Annual return | 38.98% | 29.90%+9.1pp | 68.30%-29.3pp | 28.86%+10.1pp |
| Employer contribution / active EE | $5,417 | $3,705+46.2% | $4,859+11.5% | $2,589+109.2% |
| Participant deferral / active EE | $10,786 | $7,093+52.1% | $7,760+39.0% | $4,291+151.4% |
| Admin fee / account holder | $3,275 | $1,267+158.5% | $10,767-69.6% | $1,588+106.1% |