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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,724 | $77,817-73.4% | $123,553-83.2% | $64,173-67.7% |
| Participation rate | 33.8% | 74.7%-40.9pp | 82.3%-48.5pp | 69.6%-35.8pp |
| Annual return | -5.96% | 12.49%-18.4pp | 119.21%-125.2pp | 7.63%-13.6pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,249 | $5,240-57.1% | $6,426-65.0% | $3,470-35.2% |
| Admin fee / account holder | $5,550 | $5,519+0.6% | $9,284-40.2% | $4,887+13.6% |