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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,116 | $67,352-71.6% | $60,899-68.6% | $134,509-85.8% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.1%+6.9pp | 81.2%-1.2pp |
| Annual return | -10.56% | 49.99%-60.5pp | 16.92%-27.5pp | 418.13%-428.7pp |
| Employer contribution / active EE | $173 | $3,098-94.4% | $2,702-93.6% | $4,741-96.4% |
| Participant deferral / active EE | $2,632 | $4,539-42.0% | $3,817-31.1% | $6,400-58.9% |
| Admin fee / account holder | $4,198 | $4,585-8.4% | $3,225+30.2% | $11,427-63.3% |