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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,116 | $67,396-71.6% | $60,919-68.6% | $134,545-85.8% |
| Participation rate | 80.0% | 76.2%+3.8pp | 73.1%+6.9pp | 81.2%-1.2pp |
| Annual return | -10.56% | 50.12%-60.7pp | 16.96%-27.5pp | 418.37%-428.9pp |
| Employer contribution / active EE | $173 | $3,101-94.4% | $2,704-93.6% | $4,742-96.4% |
| Participant deferral / active EE | $2,632 | $4,534-42.0% | $3,814-31.0% | $6,401-58.9% |
| Admin fee / account holder | $4,198 | $4,590-8.5% | $3,228+30.0% | $11,431-63.3% |