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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,121 | $110,337-58.2% | $102,383-55.0% | $145,877-68.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.00% | 24.83%-13.8pp | 24.94%-13.9pp | 551.28%-540.3pp |
| Employer contribution / active EE | $2,380 | $4,216-43.5% | $3,870-38.5% | $4,663-49.0% |
| Participant deferral / active EE | $2,380 | $5,621-57.7% | $5,060-53.0% | $6,691-64.4% |
| Admin fee / account holder | $2,397 | $9,750-75.4% | $8,391-71.4% | $13,402-82.1% |