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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,422 | $102,422-37.1% | $147,117-56.2% | $80,959-20.4% |
| Participation rate | 51.9% | 75.9%-24.0pp | 82.2%-30.3pp | 67.7%-15.7pp |
| Annual return | 20.92% | 135.16%-114.2pp | 420.54%-399.6pp | 35.67%-14.7pp |
| Employer contribution / active EE | $3,069 | $3,717-17.5% | $4,932-37.8% | $2,757+11.3% |
| Participant deferral / active EE | $4,589 | $6,652-31.0% | $8,065-43.1% | $4,300+6.7% |
| Admin fee / account holder | $6,101 | $7,953-23.3% | $12,993-53.0% | $6,925-11.9% |