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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,690 | $81,870-82.1% | $119,634-87.7% | $68,490-78.6% |
| Participation rate | 89.3% | 71.9%+17.4pp | 79.3%+10.0pp | 67.9%+21.4pp |
| Annual return | -17.97% | -23.82%+5.8pp | -14.98%-3.0pp | -7.85%-10.1pp |
| Employer contribution / active EE | $729 | $2,692-72.9% | $4,232-82.8% | $2,597-71.9% |
| Participant deferral / active EE | $2,814 | $4,148-32.2% | $5,601-49.8% | $4,028-30.1% |
| Admin fee / account holder | $1,398 | $6,583-78.8% | $10,329-86.5% | $5,403-74.1% |