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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,516 | $107,368-5.5% | $92,915+9.3% | $152,909-33.6% |
| Participation rate | 88.9% | 79.8%+9.1pp | 76.0%+12.9pp | 82.5%+6.4pp |
| Annual return | 19.52% | 145.64%-126.1pp | 109.45%-89.9pp | 345.46%-325.9pp |
| Employer contribution / active EE | $1,385 | $4,222-67.2% | $3,653-62.1% | $4,764-70.9% |
| Participant deferral / active EE | $2,091 | $4,848-56.9% | $4,238-50.7% | $5,851-64.3% |
| Admin fee / account holder | $753 | $7,082-89.4% | $5,796-87.0% | $11,601-93.5% |