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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,797 | $148,629-50.3% | $135,982-45.7% | $139,487-47.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.78% | 79.33%-66.6pp | 68.32%-55.5pp | 373.84%-361.1pp |
| Employer contribution / active EE | $23,719 | $5,247+352.1% | $4,859+388.1% | $4,755+398.8% |
| Participant deferral / active EE | $17,363 | $8,102+114.3% | $7,760+123.8% | $6,713+158.7% |
| Admin fee / account holder | $1,080 | $12,406-91.3% | $10,767-90.0% | $11,407-90.5% |