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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,295 | $91,439-70.1% | $135,974-79.9% | $71,511-61.8% |
| Participation rate | 98.1% | 75.7%+22.4pp | 81.9%+16.1pp | 67.9%+30.1pp |
| Annual return | 23.18% | 29.90%-6.7pp | 68.30%-45.1pp | 28.86%-5.7pp |
| Employer contribution / active EE | $3,537 | $3,705-4.5% | $4,859-27.2% | $2,589+36.6% |
| Participant deferral / active EE | $6,439 | $7,093-9.2% | $7,760-17.0% | $4,291+50.1% |
| Admin fee / account holder | $563 | $1,267-55.6% | $10,767-94.8% | $1,588-64.6% |