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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,817 | $183,592-30.4% | $155,574-17.8% | $145,877-12.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 51.50% | 61.37%-9.9pp | 64.87%-13.4pp | 551.28%-499.8pp |
| Employer contribution / active EE | $3,289 | $5,317-38.1% | $4,676-29.7% | $4,663-29.5% |
| Participant deferral / active EE | $3,334 | $6,466-48.4% | $5,629-40.8% | $6,691-50.2% |
| Admin fee / account holder | $792 | $19,316-95.9% | $15,914-95.0% | $13,402-94.1% |