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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,195 | $185,883+27.1% | $170,043+38.9% | $139,466+69.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 28.25% | 60.54%-32.3pp | 53.40%-25.2pp | 373.66%-345.4pp |
| Employer contribution / active EE | $2,961 | $7,596-61.0% | $6,790-56.4% | $4,754-37.7% |
| Participant deferral / active EE | $3,104 | $11,626-73.3% | $10,410-70.2% | $6,712-53.8% |
| Admin fee / account holder | $15,091 | $15,393-2.0% | $12,824+17.7% | $11,409+32.3% |