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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,153 | $73,848-94.4% | $143,799-97.1% | $68,486-93.9% |
| Participation rate | 93.9% | 66.7%+27.3pp | 80.3%+13.6pp | 67.9%+26.0pp |
| Annual return | -21.36% | 0.91%-22.3pp | -0.04%-21.3pp | -7.85%-13.5pp |
| Employer contribution / active EE | $503 | $3,184-84.2% | $4,952-89.8% | $2,597-80.6% |
| Participant deferral / active EE | $1,181 | $3,385-65.1% | $5,638-79.1% | $4,028-70.7% |
| Admin fee / account holder | $301 | $5,755-94.8% | $14,677-98.0% | $5,404-94.4% |