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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,907 | $49,896-62.1% | $80,627-76.5% | $75,173-74.8% |
| Participation rate | 100.0% | 55.3%+44.7pp | 67.0%+33.0pp | 67.2%+32.8pp |
| Annual return | 19.09% | 34.67%-15.6pp | 936.76%-917.7pp | 160.72%-141.6pp |
| Employer contribution / active EE | $2,717 | $1,699+59.9% | $2,723-0.2% | $2,671+1.7% |
| Participant deferral / active EE | $2,595 | $2,992-13.2% | $4,443-41.6% | $4,126-37.1% |
| Admin fee / account holder | $399 | $3,578-88.8% | $5,381-92.6% | $5,651-92.9% |