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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,192 | $202,440-77.2% | $169,390-72.7% | $139,466-66.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 15.25% | 532.36%-517.1pp | 406.07%-390.8pp | 373.66%-358.4pp |
| Employer contribution / active EE | $1,789 | $4,693-61.9% | $4,013-55.4% | $4,754-62.4% |
| Participant deferral / active EE | $4,892 | $6,940-29.5% | $6,222-21.4% | $6,712-27.1% |
| Admin fee / account holder | $7,001 | $10,722-34.7% | $9,015-22.3% | $11,409-38.6% |