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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,732 | $138,102-34.3% | $125,381-27.6% | $134,532-32.6% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -15.87% | 750.73%-766.6pp | 572.31%-588.2pp | 418.27%-434.1pp |
| Employer contribution / active EE | $5,550 | $5,245+5.8% | $4,815+15.3% | $4,741+17.1% |
| Participant deferral / active EE | $5,685 | $7,801-27.1% | $7,448-23.7% | $6,401-11.2% |
| Admin fee / account holder | $418 | $11,568-96.4% | $10,007-95.8% | $11,429-96.3% |