Filings through Oct 24, 2026.

Retirement plan

Loth Holdings, LLC Profit Sharing and 401(k) Plan

Name: LOTH HOLDINGS, LLC - LOTH HOLDINGS, LLC PROFIT SHARING AND 401(K) PLAN (2025) Form 5500
Creator: LOTH HOLDINGS, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LOTH HOLDINGS, LLC PROFIT SHARING AND 401(K) PLAN, LOTH HOLDINGS, LLC

Loth Holdings, LLCEIN 45-4794305Plan #002PY 2025

3574 EAST KEMPER ROAD - CINCINNATI, OH 45241513-554-8793LinkedIn201-500 employeesbusiness supplies and equipment

Prospect flagsHigh feesFailed to transmit contributions

Top hat statement on fileNQDC

Filed January 19, 2022

Plan administrator

Loth Holdings, LLC

Cincinnati, OH 45241

Email Phone

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Plans declared (1)

Loth Holdings, LLC Long-Term Incentive Plan3 emp

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How to read this page

Total assets (EOY)

$14.3M

+12.0% from 2024

Total participants

209

-0.9% from 2024

Average account balance

$68,771

+10.9% from 2024

Annual return

16.36%

+6.08 pp from 2024

Benchmarks

See 2,256 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,256 peers

Snapshot2025

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Analytics

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
EMPOWER ADVISORY GROUP, LLC4 years Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Investment Management	$36,206
EMPOWER ADVISORY GROUP, LLC1 year Filed as: EMPOWER ANNUITY INS CO OF AMERICA Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$22,089
FIFTH THIRD BANK RETIREMENT SERVICE4 years Filed as: FIFTH THIRD BANK Service code 27 38 FOUNTAIN SQ PLZ · CINCINNATI, OH 45263	Advisory (Plan)	$9,151

Plan features & details

Pension benefit codes2E2G2J2K2S2T3B3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$67K

$475 / participant

Recordkeeping$22K32.8%
Investment mgmt$45K67.2%

% of EOY assets

0.472%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: BARNES DENNIG
Auditor EIN: 311119890
Audit fees: $0
Opinion code: Unqualified

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Provider

Service type

Compensation

EMPOWER ADVISORY GROUP, LLC4 years

Service code 28

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Investment Management

$36,206

EMPOWER ADVISORY GROUP, LLC1 year

Filed as: EMPOWER ANNUITY INS CO OF AMERICA

Service code 64

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$22,089

FIFTH THIRD BANK RETIREMENT SERVICE4 years

Filed as: FIFTH THIRD BANK

Service code 27

38 FOUNTAIN SQ PLZ · CINCINNATI, OH 45263

Advisory (Plan)

$9,151

Loth Holdings, LLC Profit Sharing and 401(k) Plan

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Loth Holdings, LLC Profit Sharing and 401(k) Plan

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion