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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,922 | $81,276-53.3% | $155,574-75.6% | $80,925-53.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.55% | 33.36%-22.8pp | 64.87%-54.3pp | 35.65%-25.1pp |
| Employer contribution / active EE | $1,716 | $3,103-44.7% | $4,676-63.3% | $2,756-37.7% |
| Participant deferral / active EE | $3,562 | $3,453+3.2% | $5,629-36.7% | $4,299-17.1% |
| Admin fee / account holder | $852 | $7,993-89.3% | $15,914-94.6% | $6,940-87.7% |