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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,999 | $202,342-86.7% | $172,752-84.4% | $152,897-82.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 32.07% | 1029.83%-997.8pp | 802.97%-770.9pp | 345.43%-313.4pp |
| Employer contribution / active EE | $1,435 | $5,858-75.5% | $5,144-72.1% | $4,764-69.9% |
| Participant deferral / active EE | $5,739 | $5,948-3.5% | $5,198+10.4% | $5,851-1.9% |
| Admin fee / account holder | $1,998 | $17,111-88.3% | $13,955-85.7% | $11,599-82.8% |